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0% APR Financing Available

Financing with Affirm®

Cold sleep now. 0% APR for 24 months available on Chilipad 2.0*.

Split your Chilipad into monthly payments with Affirm. No hidden fees, no compounding interest, and you'll know exactly what you owe before you check out.

Shop Chilipad 2.0
How Financing Works

Checking out in three steps. About a minute.

Pick your bedsize & zone

Choose your Chilipad bedsize, zones, and then head to checkout.

Select Affirm

Enter a few details for a real-time decision. Checking eligibility won't affect your credit score.

Choose your plan

Pick the term that works for you, including 0% APR for 24 months, and pay monthly from there.

Why Finance?

Stop sleeping hot

  • 0% APR for 24 months for eligible customers
  • Know your total cost before you buy
  • No late fees, prepayment penalties, or hidden charges
  • Checking eligibility won't affect your credit score

Plus a 30-night trial. Sleep on it before you commit.

Stop Night Sweats

Eliminate mid-night wakeups caused by overheating. Active thermal regulation keeps you dry and comfortable until morning.

Combat Insomnia

Temperature change can signal the brain’s sleep onset. Flip your sleep switch to start the quality sleep process.

Improve Cognitive Performance

Adequate sleep boosts cognitive functions like focus, decision-making, and reaction time.

Increase Recovery

Cold sleep helps maximize time spent in the Deep Sleep stage, during which vital muscle repair occurs and energy stores are replenished.

All your financing questions answered here.

Free Shipping

Ground shipping is free to 48 contiguous states.

Worry-Free Protection

All new Chilipads include a Limited Warranty with the option to extend your coverage.

30-Night Sleep Trial

Experience a 30-night sleep trial & free returns with any of our bed cooling systems.

Sleep Now, Pay Later*

Flexible payment options available at checkout.

HSA/FSA Accepted

Pay with your pre-tax HSA or FSA funds - Eligibility and restrictions apply. Powered by Truemed Payments.

*Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.